Mind Blowing Blogs
Down Payment For Your Dream Home?
Buying a dream home can be a stressful and anxiety-inducing process. Coming up with the down payment can be a daunting task, especially in an economic climate that is constantly changing. Financial security is a major factor in the home-buying process, and it is important to make sure that you have the resources to make the down payment for your dream home. Home ownership has its benefits, and taking the time to save for a down payment can give you the peace of mind that comes with owning your own home.
When it comes to a mortgage, the down payment is the amount of money you pay upfront. It's usually a percentage of the total cost of the home. For example a typical down payment is three percent, A house costs $200,000 x 0.03%= $6,000 is the amount needed for the down payment. Saving for a down payment can be a challenge, but there are a few ways to make it easier. Start by setting a realistic goal. Figure out how much you can afford to save each month and set a timeline for when you want to reach your goal.
You can also look into ways to increase your income, such as taking on a side job or selling items online. Once you have a plan in place, it's time to start saving. Automate your savings by setting up a direct deposit from your paycheck into a savings account. This will help you stay on track and prevent you from spending the money. You can also look into ways to reduce your expenses, such as cutting back on eating out and shopping. Finally, don't forget to reward yourself for your hard work! When you reach your goal, treat yourself to something special to celebrate. Owning a home is a big accomplishment, and saving for the down payment is the first step. With a little planning and dedication, you'll be able to save the money for your dream home in no time.
Call me so we can discuss your options and look into down payment assistance. Trying is the first step to reaching your goal! I am here to help and walk you through the process. We can do this together!
Jason Kelly, NMLS#20000216- Harris Capital Mortgage Group LLC.
(702) 842-2676
Down Payment For Your Dream Home?
Buying a dream home can be a stressful and anxiety-inducing process. Coming up with the down payment can be a daunting task, especially in an economic climate that is constantly changing. Financial security is a major factor in the home-buying process, and it is important to make sure that you have the resources to make the down payment for your dream home. Home ownership has its benefits, and taking the time to save for a down payment can give you the peace of mind that comes with owning your own home.
When it comes to a mortgage, the down payment is the amount of money you pay upfront. It's usually a percentage of the total cost of the home. For example a typical down payment is three percent, A house costs $200,000 x 0.03%= $6,000 is the amount needed for the down payment. Saving for a down payment can be a challenge, but there are a few ways to make it easier. Start by setting a realistic goal. Figure out how much you can afford to save each month and set a timeline for when you want to reach your goal.
You can also look into ways to increase your income, such as taking on a side job or selling items online. Once you have a plan in place, it's time to start saving. Automate your savings by setting up a direct deposit from your paycheck into a savings account. This will help you stay on track and prevent you from spending the money. You can also look into ways to reduce your expenses, such as cutting back on eating out and shopping. Finally, don't forget to reward yourself for your hard work! When you reach your goal, treat yourself to something special to celebrate. Owning a home is a big accomplishment, and saving for the down payment is the first step. With a little planning and dedication, you'll be able to save the money for your dream home in no time.
Call me so we can discuss your options and look into down payment assistance. Trying is the first step to reaching your goal! I am here to help and walk you through the process. We can do this together!
Jason Kelly, NMLS#20000216- Harris Capital Mortgage Group LLC.
(702) 842-2676
Jason Kelly; NMLS #2000016; AZ #1011144; CA-DBO2000016; FL #L072861; OR #2000016; MI #2000016; HI-2000016; NV #67979; WA #MLO-2000016, NM#200016, OR#2000016, TX#2000016 Jason Kelly NMLS #2000016 is a Mortgage Loan Originator with Harris Capital Mortgage LLC., | NMLS 1918223: 6375 S. Pecos Rd. Suite 208, Las Vegas, NV 89135 Phone: 702-842-2378. This communication is for informational purposes only. This is not a commitment to lend. All programs and products are subject to change or cancellation at any time and without notice. Contact Jason Kelly to learn more about mortgage products and your eligibility.
All views, opinions, or subject matter on this website are personal and do not reflect the direct opinions of Cardinal Financial Company, Limited Partnership. Questions or concerns about the content should be directed to Jason Kelly by email.
To check NMLS license information go to NMLSConsumerAccess.org. Jason Kelly; NMLS #2000016; CA-DBO2000016; FL #L072861, NV #67979; TX #2000016; Jason Kelly NMLS #2000016 is a Mortgage Loan Originator with Harris Capital Mortgage | NMLS 1918223: 6375 South Pecos Rd, Suite 208, Las Vegas, NV 89120. Phone: 925-989-2790. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Harris Capital Mortgage Group, LLC NMLS #1918223 www.NMLSConsumeraccess.org Equal Housing Opportunity © 2022 California DFPI 60DBO-133112, Florida Mortgage Broker License MBR4020, Maryland Lender License 1918223, Nevada Mortgage Company License 5391, Texas SML Mortgage Company License, Virginia Broker License MC-7320. For consumer complaints please email. Jason Kelly to learn more about mortgage products and your eligibility. All views, opinions, or subject matter on this website are personal and do not reflect the direct opinions of Harris Capital Mortgage. Questions or concerns about the content should be directed to Jason Kelly by email.
©2022 by Jason Kelly Mortgage. Designed by
Bandit Brands & Marketing