Pros and Cons of Checking Mortgage Rates Online

For the general purpose of just checking current mortgage rates, the internet is awesome! If you are certain you won’t follow through with any major decisions the internet is sufficient. It is typically the starting point in regards to the mortgage process for every individual and it can be done at your convenience on your phone or personal computer with absolutely no pressure to make a decision. You can spend time searching the web comparing and contrasting different banks and financial institutions but know none of that information is solid and concrete in regards to your overall financial position. The internet serves as the broadest vague generalization of what banks and loan officers can actually offer you. Be mindful and aware that as you search it is all speculation and do not get your hopes up when you use the online mortgage calculator. It is ultimately a rough draft of what your mortgage rate and payment could be. This goes for all home purchases and refinances.

Here are some truths to checking mortgage rates online. Most people start checking rates online, then it leads to… let me apply online. It feels safe knowing there isn’t a real person attached online but a software and algorithm and it will let you know if you qualify for a home loan or refinance instantly. When you do that you are open to the discretion of the computer system. There is no communication, understanding, or ability to fully convey all of the potential aspects that could help or hurt your loan application. You are sending a wish into the internet in hopes that it meets the standards and that there will be no additional questions asked. Is that realistically helpful? There tends to be a vulnerable moment when you present a stranger with all of your pay stubs, taxes, bank statements, and financial reports. Please know that your identity isn’t rooted in your financial imprint. In addition, be aware that you might have opted in to have a ton of financial institutions reach out to you when you apply online. You open the window to solicitation which can be a good thing or bad thing depending on your situation. It can be incredibly helpful or a big annoyance.

When you are ready, ask family and friends about who they trust? When you work with Jason he has your best interest. Be sure to communicate everything that may or may not concern you. Don’t hold back on any questions, fears, anxiety, or triggers you might have. Discuss with Jason your ultimate financial goals? Are they a lower payment? Are they a lower rate? Are they to take cash from your home to do some home improvements? Have the mindset of going forward as a team with Jason. Jason wants to crush every fear in the process. He wants to serve you the best he can. He is knowledgeable, an expert at complex mathematical problems, great with forecasting possible outcomes, and communicating with you in every step of the process.

His joy comes from utilizing his gifts and talents to break off all fears of rejection and instilling hope and prosperity as you make one of the greatest financial decisions of your life. Now who would you go with? A nonpersonal cattle call style application with a big internet bank and get a sterilized impersonal service interaction, or a person with multiple connections that can match your specific needs with exactly the right product. Automation makes life easier when it comes to shopping and paying bills, but there are some transactions that should never be automated. Read the reviews and see how the people who needed a personal connection at any point in their loan process were unable to get the support they needed. We seek to maintain the human connection and serve everyone like family with quality and love that meets and exceeds expectations. Connect with Jason and feel like family. He/We are here for you. Book a free consultation today! What are you waiting for? All Dad jokes, wisdom, and advice are free!